Mr. Ronan Murphy:

Well, I think, when you look at that figure of €9 million in terms of total fees ... the fees for Ireland in that year were €6.7 million. Chairman, our revenue is not in the public domain ... sorry, it is now because of the requirement on transparency reports, but I will disclose that our revenue in that year, the total firm fees was €231 million.

So the quantum of fees that we received from Bank of Ireland was less than 3% of our total fee income. There's a requirement under the Auditing Practices Board ethical standards that no client should pay you more than 10%. We were well short of that in terms of the quantum of fees.