Mr. Richard Burrows:

No, I didn't. I went back to Bank of Ireland, I discussed the situation with my chief executive, and we resolved that the right thing to do was to make sure that Government was fully aware of the severity of the situation facing Anglo. We also felt, and there had been a lot of discussion over prior weeks and weekends in the Central Bank, involving both Allied Irish Banks' executives and our own executives, in relation to other issues in the marketplace and we felt that it could well be that AIB would feel similarly about the severity of the situation and that it therefore might be better if we made a joint approach, rather than an approach on our own. And so I rang Dermot Gleeson, chairman of AIB, and explained the situation as I saw it, explained that we were going to contact Government and invited him to join us in that approach, which he readily agreed to.