John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

That is how Ms Nolan saw it. The briefing note then goes on to deal with the appointment of non-executive directors, which was suggested in November 2010, stating "and despite a letter issuing to you to progress the appointments in January it has taken until June for the Board to approve appointment". This was a bank that was clearly born out of trouble and was in trouble, showing absolute disregard for the Minister and for the officials in the Department, and the Department's response to it was to roll over.