Mr. Paul Dobey:

Yes, and it wasn't done lightly. We had huge consultations in our firm. I consulted ... we had a dialogue with the regulator, which was teeing that up, in November. I had a very ... I had a dialogue within our firm, and with the managing partner at the time, which was Terence, as to how we should deal with this issue. We ... there was one very important meeting where we had the partner from the UK firm involved, and we went through the appropriate process; we were concerned, we took the appropriate steps. It was unprecedented.