Mr. Paul Dobey:

Yes ... sorry I'm just looking. Oh, I have it here. The assurances we got from the ... sorry, firstly, I need to go back a bit. We were unsure, as I said in my opening statement, as to whether AIB would need additional capital or not. But there was a lot of uncertainty at the time, and to address part of your question, we were aware of the declines in values and we were estimating that there'd be a 30% or 40% decline in property values in doing our audit. We sought assurances from the Central Bank in relation to liquidity, and from the Department of Finance in relation to potentially would capital be made available. To answer your question, that was a verbal assurance that we got; it wasn't a written assurance and it confirmed the statements of support that had been given by the Minister for Finance.