Mr. Paul Dobey:

Yes, some of the documents we provided to the committee in relation to our communications with AIB set out our assessment of the declines in values. In the paper we referred to earlier, the 3 November paper, it set out the fact that there were issues we needed to face, and the loans we needed to deal with in the context of the audit. I mentioned those with Deputy Higgins as well. We looked at those loans, and we got comfortable with the recoverable amount of those loans.