Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Go raibh maith agat, a Chathaoirligh, agus fáilte roimh an bheirt. I want to just pick up on where Joe was asking Mr. O'Rourke a question. And you mentioned that you failed to see the property bubble bursting. You went to conferences. Demographics and so on were given as an example of why it would be a soft landing. You're not alone and we've had many witnesses before the committee who also failed to see the property bubble bursting. They took the opportunity here to apologise to the Irish public or maybe in your regard you may want to offer an apology to the shareholders of AIB, or maybe you do not, but do you want this opportunity to apologise or do you believe that you have anything to apologise for on behalf of KPMG?