Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Yes. I mean, the 2008 financial statements would've been agreed and published in early 2009, so that would've been after the bank guarantee and after the crash, for want of a better phrase, in September 2008. The issue I'm raising is, you know, people who would've been relying on financial statements for 2005, 2006, 2007 ... yes, in the note dealing with loans owed to the bank, there is a breakdown by sector and you can see construction and property is there, but there is no commentary around it. And certainly on the question of risk, there isn't the reference to a specific risk that the bank faced in terms of exposure to property and construction.