Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Just from looking at the financial statements of AIB which were audited by KPMG and I was looking through 2007, for example. And there are 18 pages dealing with risk management and there isn't a single reference to property and construction. And if I can just put the question in some context, I suppose, for Mr. Dobey, for example, in that year, total loans and receivables to customers were €127.6 billion, of which construction and property, which we can see on ... in one of the notes of the accounts, was €46.4 billion, so about 36% of the total loans and receivables. And if you stripped out home mortgages, which were just over €30 billion, then construction and property accounted for 48% of the loans which were due to AIB. Now, do you believe it is appropriate that, in 18 pages dealing with risk management, that there wouldn't be a reference to the exposure of the bank to the construction and property sector?