Mr. Terence O'Rourke:

No, 2.5% is not particularly large. It's a number but it's small part of our total audit ... total revenues. And the ethical guidance of auditors that was set by international standards is that, if you get more than 10% of your audit fees from a client, then you begin to get risk situations and you get to get questions about auditor's independence, but the levels at AIB was far below that.