Mr. Paul Dobey:

No, but we would have been aware. I mean, the regulators do various different things in different countries and we would look at, you know, in Canada they did something different.

In Germany they do something different and there is a college of regulators that gets together across the EU where they would discuss those matters and I assume they were aware of what other regulators are doing; there is a forum for them to do that. But we wouldn't have discussed this with the regulator and we wouldn't have viewed it as our role to set the capital for the banks. That was the role of the regulator.