John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

I want to turn to the Nyberg report, page 56, paragraph 3.6.2 - you'll be familiar with it, I would think, anyway, gentlemen - where he says, "The commission would have expected a bank auditor exercising necessary professional scepticism to have concerns where there were growing property and funding exposures, combined with material governance failings." Do you accept that finding of the Nyberg report in relation to your audit of AIB?