Mr. Richard Burrows:

May I just add to that? If I just go back ... the night of the guarantee, there was the announcement of the guarantee and we all went home to bed and got into work pretty early the following morning for the announcement. And in the aftermath of that, then all sorts of questions about how extensive the guarantee was, how long it was going to be in place for, all of these questions that didn't come up the night before started to surface and I certainly recall in the period of that day or the following day, a discussion about the parameters of the guarantee and as to whether bonds, subordinated debt and so on would have been included. I do remember that, but not on the night and I think the specific question that you're asking is on the night.