Mr. Richard Burrows:

At that time I think they were, because we were competing for talent, and the question of having the right people, and retaining the right people, was a constant issue, and you've already, you know, touched on other institutions that were behaving rather differently in the market. We were always at the risk of losing good people, hence the need, not just to pay, but to retain the very best people, and that meant adherence to market norms.