Mr. Richard Burrows:

I think with the benefit of hindsight again, it is pretty obvious that in the run-up to 2008 there could have been better reporting to the board. However, I have to tell you that, as a board, we were entirely satisfied with what we were getting. At times there were calls from the board to management for additional information, for reports on various things, but there was not a level of dissatisfaction at all at that time. Now subsequently, of course ... the reporting has been moderated or modified. I haven't been involved since 2009 so I can't comment on it today. But that's what I would expect, that after the horse has bolted you slam the stable door and ... and you improve the processes that you have. But at the time, as far as the board was concerned, I felt that we were getting the information that we required.