Mr. Richard Burrows:

I can't reconcile it, Mr. Chairman, because the information that I had would have come directly from the CEO. This was something on which I was briefed by the CEO on a very regular basis as you can imagine in the circumstances that pertained in those days. So, therefore, I was .. I was very well aware, as was he, of the maturity of wholesale funding, of our difficulty in terms of rolling over of wholesale funding, of the runway, as I referred to it earlier, that we had at any particular time so it was something which was absolutely necessary to know and I am mystified by his evidence. I can't explain it.