Mr. Richard Burrows:

No, I don't think there was a particular focus on Anglo Irish Bank but we were and are a publicly quoted company and so, therefore, we have to have regard to what our institutional shareholders and personal shareholders are saying about us and the fact of the matter was that in a very fast growing market, Bank of Ireland was underperforming the other Irish institutions in terms of growth, and so that always led to a discussion of whether or not we were taking the right measures in the promotion of the business of the bank.