Mr. Richard Burrows:

-----it just had to do with Anglo, and resolving the situation with Anglo, and so after that discussion we went back to the ante-room, Brian Goggin contacted his colleagues in Bank of Ireland, I imagine Eugene did the same thing. It's a complex matter to raise that kind of liquidity in the middle of the night but nonetheless, after some time, they managed to do it and at that point we were called back in to the meeting with Government and we said that, subject to that condition about the loan being guaranteed, we could in fact - and I'm talking for Bank of Ireland - come up with €5 billion, not the following morning but the morning after, is the best of my recollection.

At that point and AIB confirmed their participation to the same extent ... at that point we were informed by the Taoiseach that the Government had decided to introduce a guarantee of all deposits for all the Irish banks, and there wasn't any question about six or four or anything else, it was for all the Irish banks, and at that point we left.