Mr. Gerry Fitzpatrick:

There was an increase at that point. Because of rotation rules for all the partners, we can only spend a certain number of years on a client so I had finished my involvement, my direct involvement and obviously for client confidentiality reasons, I wouldn't be involved in the detail of Ulster Bank post that event. But I understand, as Ulster Bank was doing restructuring of its loan books and the Royal Bank of Scotland Group was doing a lot of work in relation to its core and non-core activities, there was a significant increase in ... in the ... in the audit work because of the restructuring and that may have caused ... that caused a real increase in cost.