Mr. Patrick Davitt:

Well we have done ... we have done different surveys of different European partners because we are members of different European groups. Apart even from TEGoVA we're members of different surveying groups or European groups, and we have done different surveys on pricing throughout Europe, on mortgages throughout Europe, on LTVs throughout Europe, on conveyancing throughout Europe. We have different surveys as to what it is, and we have made these surveys and reports available to the Government. The most recent one we did was on conveyancing and the time of conveyancing. So we have done this throughout the years and we have made Government aware of them.