Mr. Patrick Davitt:

I don't know that. I don't know what way the banks would work their valuers. The Central Bank ... the only reference that I have to that is what the Central Bank said in 2012 when they did the final report. They said that valuations reports shouldn't ... or a valuation business shouldn't be carrying on any more than 33% with any one particular valuation company, so I wouldn't know which way that ... when value ... when banks come to look at ... I presume it's area, I would imagine. So if something comes, for instance, in Naas, the valuer in Naas that we have on our panel would get that valuation.