Eoghan Murphy (Dublin South East, Fine Gael) | Oireachtas source

In relation to the first paragraph then, on pre-establishment issues, you queried whether the Central Bank letter issued in May was still in effect. Now this was a letter and we've been through it with NAMA already that stated: "where additional funds were lent to [borrowers] following the announcement to establish NAMA, a haircut would not be applied on these amounts provided funds were lent on a sound commercial basis". And just, a little later in that paragraph, "members were finding it very difficult to secure working capital". Now did you make that point on behalf of the CIF or did-----