Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Sure. But overall now, given the experience that you've had over the last five or six years, do you think that it was the right model to take all of the good and bad loans, property-related loans, out of the banking system or do you believe it would have been better to leave them in the banks and let the banks work them out with the debtors?