Mr. Gerry Fitzpatrick:

The report as in ... do you mean the Deloitte and Touche report? So the Deloitte and Touche letter, the section 47 letter, as it is referred to, is a confirmation of certain statutory requirements, so those requirements are at a high level in relation to things that jeopardise the organisation. The information that is given in ... outside of that report, which is the audit summary document, which shows what we are talking to the audit committee, talks about the issues we are dealing with. We don't report on the capital calculations or the liquidity calculations; that's not required by statute. So the regulator gets that information directly, although it reconciles with the financial statements, but there are lots of returns, Senator, that the regulator uses which aren't the subject of the audit and, therefore, they have that information directly - the monthly, daily reports that flow through to the regulator that allows them to make that decisions, and I'm sure that you can ask them whether they thought that information ... I'm not ... what I have to do is in my audit, if I come across a flaw in that, a serious flaw in a regulatory return, I would have to under section 47 report it. And I didn't come across serious flaws in the way ... because I would have reported them otherwise.