Mr. Gerry Fitzpatrick:

Again I will have to, kind of, take your guidance here, Chairman. I was auditor to ... auditor to Bank of Ireland Limited in 2008. I have been auditor to other organisations since that point. If I was to be suggesting that I was or wasn't talking to the regulator about issues, that would suggest that I was talking about those other organisations, and I'm not here to talk about those organisations.