Mr. Gerry Fitzpatrick:

I am not aware that in relation to financial reporting the issues you refer to have caused the regulator in that jurisdiction to require revision of accounts or financial reporting - I am not aware of that, so no, I don't believe that information affected the financial statements in that group in terms of the preparation and the proper financial reporting. There were no withdrawals, as I understand, by the regulator or the securities regulator or requirements for restatements of financial statements. There may have been other issues, Senator, in relation to that organisation but I'm not familiar with them and I certainly haven't been involved in the audit of Ulster Bank since 2008 so I wouldn't be familiar with the detail of them as they pertain to Ulster Bank Ireland Limited.