Mr. Gerry Fitzpatrick:

There were certain business reviews done on ... in relation to ... I don't have the full list of them again, Chairman, but they were engagements to do reviews of businesses that the bank might have been looking at in terms of their structure or otherwise. I explained earlier, the process was if there was any non-audit work to be carried out, it had to be done ... firstly, that it's not restricted. So the ethical rules say you can't do certain types of work, absolutely not. For instance, the building of systems, the doing of tax structures. And then equally you have to be aware of any threat that might be involved. But if there was a receivership, and most of them were in that kind of business review or receivership area, that was something that was ... is allowable under the standards and would have been reviewed by the audit committee.