Mr. Gerry Fitzpatrick:

It is a question auditors have to ask themselves every day, which is, "Am I being sceptical, am I being biased, is my, is there confirmation bias to what I'm doing, is someone giving me information and I'm going "well, that looks sensible"." So it is something we really always try and work on. I think the process we went through to try and challenge what the organisation is doing, to look at all the sources of data was sceptical. I guess the judge of that can probably not be best myself, but I suppose we have had reviews of our work, both of our audit work and I don't recall that someone, in the context of my audit work, questioned that scepticism and equally, in the context of financial reports, whilst we went through this significant crisis, securities regulators in Ireland or abroad didn't require or didn't demand the withdrawal of accounts that were presented because I think they understood that yes, that they were historic information, that maybe there could be enhancements to them going forward. But there wasn't a withdrawal of the financial statements, nor a request to restate the financial statements by the regulator or others, in terms of, as the period went on. I think people accept what it was that was reflected in those financial statements.