Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

Thanks, Chairman. I want to welcome Mr. Fitzpatrick and Mr. Cullen. Can I just deal with the whole issue in terms of the valuation of the security that's offered in respect of loans? And would ye have performed a review in respect of the valuations received for the assets offered as security? And, given the fact, we'll say, that property was falling in value, how would ye have felt about the accuracy of the valuations? And then, would ye have reviewed in that context as well Ulster Bank's process for the registration of mortgage securities, because obviously that was ... would be implicit in terms of the value of the loan?