Mr. Gerry Fitzpatrick:

No, I think the ... I mean, a lot of big organisations struggle with straight-through processing of data and use manual processes. That certainly, again, will be a focus for our work. The question in my mind has been obviously that increases the risk of error and ... because it's a manual process. But, again, that would've been a focus of our work and didn't, certainly, result in us believing there was a material error in the control process we were checking, which might have been manual, as you described.