Mr. Gerry Fitzpatrick:

Over the period that I was involved I was satisfied. There were times when that became stressed. There was a time at the end of 2006, as referred to in some of the papers, where they transferred their financial reporting to a shared services centre in ... in ... in the ... under the control of Royal Bank of Scotland. That was a concern. The issue there, I think, I was satisfied, was that the core data wasn't affected. There were some challenges for a period of time, in getting what they call the cube of information that gave the information the way they were familiar with it. But I didn't feel that affected my view in relation to the way the financial information was being reflected in the audited accounts. So it was a ... so generally through the organisation it was an organised structure of financial reporting. There were stresses in the system in particular in that period and that obviously was a particular focus for our work, trying to understand that information, and so ... and if the controls weren't working we had to do more work to make sure the numbers were accurate.