Joe Higgins (Dublin West, Socialist Party) | Oireachtas source

But there's the rub Mr. Fitzpatrick. In a sense of course the information was there, but the danger of what that information indicated ... as the Governor hints, and for example in evidence Dr. Alan Ahearne referred to a study he did in 2005 of, I think it's 44 housing boom and slumps, showing how over extension of credit, etc., finishes up in disaster. Should those figures not have sent alarm bells ringing for yourself in relation to a potential difficulty for the bank?