Michael D'Arcy (Fine Gael) | Oireachtas source

Mr. Fitzpatrick, you said that it was unforeseen what came down the tracks internationally. In Simon Carswell's book Anglo Republic, I can't remember the exact page but I think it was page 57, he said that Mike Soden said that if liquidity ... if a liquidity crisis occurred, that Anglo were sunk. He was concerned about a liquidity crisis and he left Bank of Ireland in summer 2004. Can I ask ... you said that it was unforeseen, it wasn't unforeseen by everybody. Did you, as a person who was participating in the Ulster Bank audits on behalf of Deloitte, did you listen to what some of the contrarians were saying-----