Mr. Pat Cullen:

Well, certainly nobody had a discussion with me around that. Like, I wasn't involved in any of the detail around Ulster Bank. I didn't have any banking expertise, so it would have been surprising if anybody from the international organisation had spoken to me around that. I suppose the size of the risk is always evaluated in the context of the ability of the group to fund the risks associated with that and clearly there was a funding model in place in the group so it had to be looked at in that context.