Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

And let's just look at what, forgetting about hindsight, let's look in at what happened in 2003. Were you aware that Michael Dowling, which was the president of the Independent Mortgage Advisers Federation, said, ''We were a little surprised that the product came on the market at a time when the Central Bank [had] been warning banks about the amount they are lending'', and there was others as well who wrote articles in relation to that time? But you were ... were you aware that that body were critical of your product at that time?