Mr. Robert Gallagher:

Well ... Chairman, my role in the bank, as I articulated was ... in my opening statement, was to enhance the capability of the organisation to service Irish business customers, it was to enhance the capability of the team within the business and it was to diversify income. It's for others to assess whether ... it's for others to assess whether that was ... it's for others who determine this to assess whether that was reasonable or reasonably achieved or not. I have said to Deputy Higgins that remuneration in the banking sector is excessive.