Mr. Robert Gallagher:

Well, just for clarification, first of all, Deputy, in the year 2005 that you referred to, I was working three months in the organisation. But to the pure core question, the remuneration which I received was determined by the RBS Group.

It was determined independent of me ... and like all executives within the RBS Group, it was determined across a matrix of objectives about topics like people leadership, topics like running the business, topics like customer engagement, topics like performance. So it was a ...a balanced scorecard assessment. But ultimately it was discretionary ... discretionary in the bonus element by the RBS Group ... of which I was a recipient. To your question about the ... the levels, I think your observation is fair. I think the levels look excessive.