Mr. Pat McArdle:

Yes, Chairman, I probably started off thinking like a lot of people that this inquiry was probably a waste of time. I've amended that view as time has gone by. I think it's a valid exercise ... a useful exercise in distilling all what went on and it may even find some new facts.

Preparing for it was an arduous exercise over the last month and I hope that what we've discussed here today in some small way will help the committee and perhaps help repay some of the debt that I probably owe to society for the various things that I said and got wrong.