Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

Okay, thank you. Can I ... I accept that but it's just a point. Can I just ... a very quick question. You made reference to it earlier but I want to ask all three, Mr. McLaughlin. If the liquidity crisis hadn't been as severe as it was, where would Ireland's banking sector have ended up? And build into that, you speak about soft landing, right? You might just tell us-----