Mr. John Beggs:

Yes. I believe I was ... I often told customers in talking about the economy and many of them were asking questions about its sustainability, I am often reminded by them of a list of criteria that I saw about bubbles in economies.

I remember that I think that the tenth item on that list was when the domestically-based economists believe that it's different ... you know, and ... in our case it wasn't any different from anywhere else. Now I don't think we thought it was completely different, but at the same time I think we ... we really did believe, that absenting the global crash, that we could manage this to a ... to a soft landing.