Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

All right. Just one other final question. In Mr. McArdle's contribution on his opening statement today and maybe it's a question for all of you, but you quote Bill White, the former chief economist of the Bank of International Settlements and you go on to give his commentary with regard to the "Tale of Seduction" and bearing in mind that Mr. White is an economist, similar profession to yourselves. He says ... he goes onto to say: "All of the parties who contributed to the crisis (borrowers, lenders, regulators, central banks, academics and politicians) [I note there's no economists in that section], were all seduced by various influences into believing there are different things that were not true." As economists, were you seduced? Mr. McArdle?