Mr. Pat McArdle:

You would have to ask Professor Honohan for that he's the man with all the numbers. I don't know, I recall reading somewhere recently that even now, a lot of the mortgages that are impaired at the moment are SMEs and that, you know, it's SME debt rather than mortgage debt. It's not a big portion of the whole lot is the first thing. I don't think ... I'd be uncomfortable trotting out numbers because I don't really know-----