Mr. Pat McArdle:

But sure like ... information ... you'd be providing two things. Well, no ... we didn't provide information really, because they got their information from the Department of Finance, the Central Bank and the ERSI. They came to us, and it was general chats about how the world is going, they were interested in our forecasts, I don't recall ... I didn't discuss anything pertinent to the bank with them. I can recall meeting them with the finance director of the bank at the time, and them ... in 2009, early ... and having a big discussion about provisioning and all that sort of stuff, which again wasn't my area. So I ... I'm going to take the position that I ... Ulster Bank certainly, as far as I'm aware, did not influence any of those reports. We never met the OECD, and we did meet the IMF.