Marc MacSharry (Fianna Fail) | Oireachtas source

Okay, that's good. Can I also ask that, as economists, you know, with large institutions at the time, and looking back, and on the basis that you didn't, as you've told us, have any direct involvement in the guarantee, considering the fiscal cost to the Irish people, and it's been referred to ... with the benefit of hindsight, do you feel that by taking a different approach in terms of capitalising banks or in terms of the guarantee or in terms of when we capitalised or whether we allowed fail or didn't allow fail, would there have been much, if any, of a fiscal saving to the Irish people, as a result of an alternative approach?