Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Can I maybe just ask you one question, Mr. McArdle, is ... I think ... it was Mr. Sheehy, when he was here before us there from AIB recently, used the analogy of describing the regulator like a referee in a very competitive environment and the referee would needed to engage to maybe modify behaviour but if there is a riot taking place on the football pitch, who is engaged in the riot, the referee or the footballers?