Dr. Dan McLaughlin:

Sure. As I said, I worked in what's it called global markets. And what global markets did was ... primarily it responsible for executing the funding strategy of the bank but also we provided an interest rate and foreign exchange service to the customer base, which was a mixture of corporate banks, sorry, corporate customers and retail customers. So, in general ... and this ... this started when I joined the bank in 2001, we used to do roadshows which would be organised around the country by, usually, somebody from global markets who was in charge of that region. So we would usually have a breakfast, say, and they would invite our corporate customers in the area or perhaps people that didn't bank with Bank of Ireland that were interested ... that they thought might be interested. So I would do a presentation, much as ... you examples of what I wrote ... the economic outlook, I'd would do a PowerPoint presentation, usually, about the economic backdrop, talking about Ireland, the global thing. I used to spend ... emphasise, a fair amount, the foreign exchange rates because obviously that was the main ... one of the main things that the global market sold to the customer base ... facility to do foreign exchange-----