Mr. John Beggs:

Well, my initial reaction when I heard of the guarantee the following morning was a positive one, so I have to go with what my initial view was. I mean, I've listened to the testimony around this and what's been said about it and, really, I'm not in a position to judge whether it should have been four or six. But certainly, from the point of view of the way the markets had been behaving and how they were after that, it seemed at the time to be the right decision at that time.