Mr. John Beggs:

No. But I think ... I think actually ... I reflected on the ... if I reflect on the very last slide in that presentation, where you can see the scale of the impact on the economy as a whole in terms of the public finances, what that meant in terms of the need for cutback in services, it shows you the benefit of a stress test exercise that is all-encompassing and gives you significantly more information than was used in regulatory stress tests back in 2005.