Mr. John Beggs:

I ... no, I ... as I said, I was concerned that stress testing could become procedural. I wanted to, if you like, liven it up by giving them more of a scenario around it, so I had no concerns going. It was very exploratory, to see what could be done. John FitzGerald is a very practical minded economist and I think it was ... it was to see whether there was something that we could get out of it.