Susan O'Keeffe (Labour) | Oireachtas source

Thank you, Chair. Mr. McCarthy, when we go back to the Financial Regulator, forgive me, in 2003, in this ... I'm sorry I don't know what the reference is, this is this additional document, 2003, the letter that the Financial Regulator wrote to the chair, Mr. Burgess, and basically outlining quite a number of deficiencies at the bank. "Ulster Bank unable to provide details as to the precise level of exceptions outside policy directly from their systems" and so on, "loans in breach", "insufficient evidence of income on file", and so on. You're familiar with this document?